Retire in the Heart of Europe: Discovering the Charm of Germany

15 April 2022

Spending your golden years in Germany

Germany is attracting more retirees than ever before. The attraction is likely owing to the country's delicate blend of revered tradition, first-world amenities, and progressive modernisation. Moreover, Germany offers quite the package with dynamic cosmopolitan cities, an expansive northern coastline, beautiful countryside, and delectable cuisine.

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Retiring in Germany as an American

If you're an American looking to spend your golden years in Germany, you're not alone. According to a New York Times report, Germany ranks fourth in the world in terms of the number of American retirees. Americans will not require a visa to enter the country for a stay of up to 90 days. If you wish to extend your stay, you may apply for a residence permit while in the country. Two critical considerations for any extended stay are that you meet the income requirements to retire in Germany and have proof of health insurance. Use the first three months to evaluate your alternatives and decide whether Germany is the best fit for you.

Retiring in Germany from UK

If you've been paying attention to recent events, you're already aware of UK's grand exit from the European Union (EU). But what does this mean for British nationals who are thinking about retiring to Germany? You can still visit Germany without a visa as a British citizen for 90 days. However, if you wish to remain in Germany (or stay longer than 90 days), you must apply for a resident permit and register.

Germany offers cosmopolitan cities, an expansive northern coastline, and world-class cuisine

Best Places in Germany for Retirement

If you have a specific city in mind, that's fantastic! If you're still unsure and want more information, we've created a list of some of the best towns to retire in Germany.

Berlin: Germany's capital offers more housing options and outlying suburbs than other German cities. This, however, will come at a steeper cost, as Berlin is a little more expensive than smaller cities.

Leipzig: Leipzig's lower cost of living, slower pace of life, and plenty of attractions make it the best town to retire in Germany.

Munich: Munich is a safe, clean city with world-class healthcare and a blend of modern and traditional infrastructure. If you choose to reside in the most popular neighbourhoods, expect to pay a higher price.

Heidelberg: Baden-Wuerttemberg is one of Germany's milder regions, so visitors may experience the history, culture, and romantic charm of this beautiful medieval town.

Requirements to Retire in Germany

Germany does not require visas for citizens of the European Union (EU) or European Economic Area (EEA) countries, and they are free to live in the country without restriction. Anyone who is not a citizen of the EU or EEA, on the other hand, will need a residence visa to live in Germany.

Since Germany lacks specific retirement visas, retirees must apply for a temporary residence permit (Aufenthaltserlaubnis). While you can still apply for this in Germany, it is wise that you do it at the German consulate or embassy in your home country.

Among other things, you will require the following:

Valid passport

Healthcare: Evidence of your healthcare coverage

Proof of address in Germany

Financial support: Sufficient funds (through savings, investments, pensions, etc.) to support yourself.